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5 Reasons Truck Accident Victims Don’t Get a Fair Settlement

by The Beasley Firm  |  February 15, 2023  |  

Tactics Insurance Companies Use to Get Injured Parties to Settle for Less

Truck accidents can be absolutely devastating. Even a low-speed collision can cause serious injuries or death because of the massive size and weight of 18-wheelers. Unfortunately, far too many truck accident victims end up settling their cases for far less than they are worth due to the unscrupulous tactics used by insurance companies.

At The Beasley Firm, we have been providing dedicated representation for over 60 years to truck accident victims throughout Philadelphia. Our legal team has secured over $2 billion for our clients and will fight to get you the justice you deserve. If you were injured in a truck accident, contact our office at (215) 866-2424 to schedule a free consultation.

Here are five reasons truck accident victims don’t get a fair settlement from the insurance company:

1. They Try to Put You at Fault 

In the days that follow a truck accident, you may be contacted by an insurance adjuster to make a statement about the incident. It is not unusual for an adjuster to ask questions that attempt to put at least some of the fault on you instead of the operator of the truck. Insurers will use a number of different tactics to try to get you to admit responsibility for the accident, therefore limiting your recovery.

In order to protect your rights, you need to consult with an experienced truck accident lawyer. A lawyer can help ensure that your statements are not taken out of context or used against you to limit the liability of the trucking company.

2. They Downplay Your Injuries

Another common strategy that insurance companies use to make sure that truck accident victims settle for less than their case is worth is by downplaying their injuries. An insurer will use any information that they can to show that you are not as seriously injured as you claim or that you had a pre-existing condition that was not made worse by the accident.

Things insurance companies look for to deny your injury claim:

  • A delay in receiving medical treatment
  • A gap in care or treatment
  • Not providing medical bills
  • Not receiving a diagnosis
  • Statements that you are not seriously injured
  • Social media posts showing that you are active

To receive the fair and full settlement you deserve, you need to seek medical attention immediately after the accident and continue treatment until released by a doctor.

3. They Claim You Didn’t File Timely

There are strict deadlines for filing a claim for damages related to a truck accident. Failure to file timely can directly impact your right to compensation. Even if you are within the statutory time period to file, an insurer may use any delay as an indication that you are not seriously injured.

4. They Drag Out the Process

Insurance companies know that few people can afford to wait for a settlement after a truck accident. Litigation can take months or even years in complex cases. Adjusters will often try to drag out the process to get injured parties to settle.

5. They Use High-Pressure Strategies

Insurers also use high-pressure strategies to convince truck accident victims to settle for less than their case is worth. They tell them things like they will never receive a higher offer unless they accept the current offer. Additionally, they use fear and other tactics to try to get them to accept the lowest settlement possible and avoid litigation.

Injured in a Truck Accident? Contact Our Office.

Were you or a loved one injured in a truck accident? Contact our office at (215) 866-2424 to schedule a free consultation. There are no fees unless we win. Call today to speak directly with an attorney. 

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